Collective Investments

Well selected collective investment schemes should produce as good or better returns with less risk than a share portfolio managed by a third party. Collective funds tend to attract better managers than discretionary portfolios, but more importantly they are also more transparent.

This will include unit trusts, open-ended investment companies, investment trusts and life insurance funds. There are hundreds of different funds available for selection, some great and some poor. A major part of our role is to find the best funds and blend them effectively to create a balanced portfolio.

Great stocks are extremely hard to find, if they weren't everyone would own them

Collective Investment Funds

There is a huge variety of investment funds: some specialise in individual asset classes - bonds, property or shares. Some invest only in the UK, other invest regionally. Some funds blend different asset classes to soothe the return to investors, others will target high octane returns, but with commensurately higher risk. Some will target the provision of income. Our recommended list usually contains about 15 categories of fund. Our approach to fund selection combines performance analysis with detailed knowledge of the managers' methods and styles, as well as of the resources and capabilities that back them at the individual fund groups. We attend many investment presentations and conferences and listen to fund managers who visit our offices.

Our Recommended List of Funds usually has around 70 funds and is updated every quarter, or more regularly if required. While some funds have been on our list for a decade, others have been removed following changes of manager or strategy. We will rarely include a fund that is not on our Recommended List in a clients portfolio.