SIPPS and Retirement Income

Many of our clients have consolidated pension investments into a Self Invested Personal Pension (SIPP). This enables us to create an appropriate investment portfolio based on your time to retirement and your other financial circumstances. Equally, SIPPs can be useful for those investors who do not want to make the irrevocable decision to convert their pension fund capital into income using annuities. They can keep their investments in a SIPP and draw an income. 

We have devised many of these portfolios for our clients over the years and consider it a key area of expertise for us.

If investors do want to use a SIPP to generate an income in retirement, it will require different types of investment to an 'accumulation' portfolio, which will be dominated by growth investments. In an income generating portfolio, capital preservation and inflation protection will be very important. We have devised many of these portfolios for our clients over the years and consider it a key area of expertise for us.

Tech Watch

In spite of there complexity, the changes to pension rules have provided new opportunities for many clients, particularly for inheritance tax planning.

Tech Watch Download

Download the latest Tech Watch